1-800-385-1755 info@earpenterprises.com

Why Do I Need Life Insurance?


There are a lot of considerations to keep in mind when it comes to Life Insurance.  Although there are many advantages of having a Life Policy, it is primarily used to provide financial stability and support after the death of a loved one.  Final expenses can be overwhelming for family memebers, especially when trying to cope with a loss.  Life Insurance protects against debt, burial expenses, or any other financial burden that incurrs during this time.  Planning ahead may prevent unnecessary worry and provide the relief that comes from having peace of mind. Whatever your personal reasons for owning a Life Insurance policy, our professionals can guide you through the process and find a plan that meets your needs.

The right education is such an important part of making an informed decision before you purchase a Life policy.  We have seen far too many individuals who opted into a policy that was either costing too much, going to expire at a certain age, or offer decreasing death benefits.  It’s easy to see an ad on tv that promises a million dollar benefit for a few bucks a month….but do you really know what you’re getting? Have you thought about whether your policy is building cash value, if the premium rate will increase as you get older, or if it is a term policy that will expire when you reach a certain age? Those factors are worth taking your time to consider, and that’s why we are here to help before you make a decision that could potentially be more harmful in the long run. 


What Are My Options? 


We seek Insurance Plans that require minimum criteria specifications and optimal benefits.  We make purchasing a policy as easy and hassle-free as possible.  We take the time to sit down with each of our clients and go over their needs, goals, finances and long-term plans.  The companies we represent have amazing benefits and life-long stability…so whatever the need or reason, we find just the right fit.  We guarantee you will not be disappointed!


Below are just a few of the options we make available to our clients:


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