Privacy Policy for Earp Enterprises Inc

Effective Date: 12/9/2024

At Earp Enterprises Inc., we are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website, engage with our marketing services, or purchase insurance products through our platform. By using our website and services, you consent to the practices outlined in this policy.

1. Information We Collect

We collect personal and business information to provide you with the best possible service. The types of data we may collect include: Lead Information: Name, phone number, email address, and physical address. Payment Information: Credit card or payment details when you purchase insurance products or register for events. Insurance Data: Any additional personal information required for the sale, underwriting, or fulfillment of insurance policies (e.g., health information, prior claims, coverage preferences). Cookies & Tracking Data: Basic cookies and tracking data used to enhance your experience on our website and to monitor user behavior for marketing purposes. Usage Data: Information about how you interact with our website, insurance products, and marketing communications (e.g., click data, IP addresses). Mobile Information: If you opt in to receive text messages from us, we collect your mobile phone number and consent information.

2. How We Collect Your Information

We collect your personal and business information through the following methods: Forms: When you fill out lead generation forms, sign up for insurance products, or register for events or services. Software Systems: If you use our insurance application or manage an account through our website. Cookies & Tracking: We use basic cookies and tracking technologies to monitor website activity and enhance user experience. Email Communications: We collect your email address when you contact us for customer support, sign up for marketing communications, or request insurance information. SMS Opt-In: When you provide your mobile phone number and consent to receive text messages from us.

3. How We Use Your Information

The personal and business information we collect is used solely for the following purposes: To provide you with insurance products and services, including policy quotes, applications, and claims processing. To process event registrations, payments, and subscriptions. To send you relevant marketing communications, product updates, insurance offers, and promotions related to our services. To respond to your inquiries, support requests, and claims. To improve our website, software, and marketing strategies based on user feedback and behavior. To send you text messages related to your insurance inquiries, appointments, policy updates, and other service-related communications (if you have opted in). We do not sell, share, or rent your information to third parties for marketing purposes. All collected data is used exclusively by Earp Enterprises Inc. for internal purposes and to fulfill your requests.

4. Mobile Communications and Text Messaging

Mobile Information Sharing Policy: We will NOT share your mobile information with third parties or affiliates for marketing or promotional purposes. Your mobile phone number and text messaging opt-in data will NOT be shared with any third parties for any purpose, except as follows: Support Service Exception: We may share your mobile information with subcontractors or service providers solely for the purpose of providing customer service, technical support, or other operational support services necessary to deliver our services to you. Text Messaging Consent: By opting in to receive text messages from Earp Enterprises Inc., you consent to receive automated text messages at the mobile number you provided. Message and data rates may apply. You can opt out of text messages at any time by replying STOP to any message or by contacting us at [email protected]. We respect your privacy and will never share your text messaging originator opt-in data or consent information with third parties for marketing, promotional, or any other purposes beyond operational support services.

5. Data Security

We take the protection of your personal and business information seriously. We use encrypted servers to store your data securely and ensure that all information is kept private. Our systems are regularly reviewed and updated to meet legal requirements and safeguard your personal and business data. For any insurance-related services, we implement additional security measures, such as secure forms, encrypted communications, and access controls to protect sensitive data (e.g., health information, claims history).

6. Insurance-Related Data

As a company selling insurance products, we may collect sensitive information necessary to underwrite policies, process claims, or provide you with customized insurance solutions. This may include: Health data or medical history (when required for certain insurance products). Past claims or coverage details. Any other information required by law or the insurance provider for underwriting and compliance purposes. By providing us with this information, you consent to the processing of this data for the purposes outlined above. We ensure that your data is handled securely and in compliance with applicable laws governing insurance services.

7. User Rights

You have the following rights concerning your personal and business information: Access & Correction: You can request access to your personal or business data and ask us to correct any inaccuracies. Deletion: You can request the deletion of your personal or business data from our systems, subject to applicable legal requirements or our data retention policy. Opt-Out: You may opt out of receiving marketing communications by following the unsubscribe instructions in emails or by contacting us directly at [email protected]. SMS Opt-Out: You may opt out of text messages at any time by replying STOP to any message. To exercise any of your rights, please contact us at [email protected].

8. Cookies and Tracking Technologies

We use basic cookies and tracking technologies on our website and marketing systems to improve the user experience and monitor how our products and services are used. Cookies are also used to personalize marketing content and improve our advertising strategies. You can manage or disable cookies through your browser settings. However, please note that disabling cookies may affect the functionality of our website or insurance application systems.

9. Data Sharing

We do not share or sell your personal or business information to third parties for marketing purposes. However, we may share information in the following limited circumstances: Service Providers: We may share your data with third-party service providers who assist us with processing payments, underwriting insurance policies, delivering marketing services, or providing customer support. Insurance Providers: If you purchase insurance products through us, we may need to share relevant information with insurance carriers to provide quotes, process applications, or fulfill claims. Legal Obligations: We may disclose your information in response to a subpoena, court order, or other legal process, or if we believe disclosure is necessary to protect our rights, property, or safety, or that of others. Important: Your mobile phone number and text messaging opt-in consent will NOT be shared with third parties or affiliates for marketing or promotional purposes, except with subcontractors solely for customer support services.

10. Children's Privacy

Our services are not intended for individuals under the age of 13, and we do not knowingly collect or solicit personal information from children under 13. If we become aware that we have inadvertently collected personal information from a child under 13, we will take immediate steps to delete such information. 11. Changes to This Privacy Policy We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, or legal requirements. When we make changes, we will post the updated policy on this page and update the "Effective Date" at the top. We encourage you to review this policy periodically to stay informed about how we protect your data.

12. Contact Us

If you have any questions or concerns about this Privacy Policy or your personal and business data, please contact us at: Legal Inquiries: [email protected] General Inquiries: [email protected] Support: [email protected] Office Address: 324 Nicholas Pkwy West, Cape Coral, Florida 33991