Last updated: December 5, 2024

Welcome to Earp Enterprises ("we," "us," or "our"). By accessing or using our website at earpenterprises.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). Please read them carefully before using our Site or submitting any information.

1. Who We Are

Earp Enterprises is a licensed Life, Health, and Medicare insurance agency based in Cape Coral, Florida. We provide educational resources and connect individuals with licensed insurance professionals to help them explore coverage options.

2. Use of Our Website

You agree to use this Site only for lawful purposes and in compliance with all applicable laws. You may not use the Site in a way that could damage, disable, or interfere with its operation or with anyone else's use of it.

3. Communications and Consent

By submitting a form or providing your contact information on our Site, you consent to receive communications from Earp Enterprises. This may include phone calls, emails, or text messages (SMS) related to your inquiries, quotes, or services you have requested. Message frequency may vary. Message and data rates may apply. You may reply STOP at any time to opt out or HELP for assistance. We will never sell or share your personal information without your consent, and all communications are handled in accordance with our Privacy Policy.

4. SMS Text Messaging Terms

4.1 Program Name

Earp Enterprises Insurance Text Messaging Service

4.2 Program Description

By opting in to our SMS text messaging service, you agree to receive automated text messages from Earp Enterprises. These messages may include: - Insurance quote information and policy details - Appointment reminders and confirmations - Policy updates and renewal notices - Important account notifications - Customer service communications - Educational information about insurance products Message frequency varies based on your interactions and requests. Message and data rates may apply.

4.3 How to Opt Out

You can cancel the SMS service at any time. Simply text 'STOP' to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. After confirmation, you will no longer receive messages from us. To rejoin, sign up again as you did initially, and we'll resume sending messages.

4.4 Help and Support

If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to [email protected] or call our office at 800-385-1755.

4.5 Carrier Liability

Carriers are not liable for delayed or undelivered messages.

4.6 Message and Data Rates

As always, message and data rates may apply for messages sent to and from us. Message frequency may vary. For questions about your text or data plan, contact your wireless provider. For privacy-related inquiries, please refer to our Privacy Policy: www.earpenterprises.com/privacy

5. No Guarantee of Coverage

Submitting a form or communicating with Earp Enterprises does not create an agent-client relationship or guarantee coverage. All insurance applications are subject to underwriting approval by the carrier.

6. Intellectual Property

All content on this Site—including text, graphics, logos, and layout—is the property of Earp Enterprises or its content suppliers and is protected by copyright law. You may not reproduce, distribute, or use our content without written permission.

7. Disclaimer

While we strive to provide accurate and up-to-date information, Earp Enterprises makes no guarantees regarding the accuracy, completeness, or reliability of any content on this Site. All information is provided "as is" without warranties of any kind.

8. Limitation of Liability

Earp Enterprises shall not be liable for any indirect, incidental, or consequential damages arising out of or in connection with your use of the Site or services.

9. Links to Other Websites

Our Site may contain links to third-party websites. We are not responsible for the content or practices of those sites.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, United States.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. Any changes will be posted on this page with an updated "Last updated" date. Your continued use of the Site after changes are posted constitutes your acceptance of the modified Terms.

12. Contact Us If you have any questions about these Terms, please contact us at: